Understanding workers’ compensation

A work injury follows a distinct process

South Carolina workers’ compensation has its own reporting, medical-treatment, and claim procedures. An injury at work should not be treated as interchangeable with an ordinary personal-injury claim. Start by identifying the employer, the work being performed, and how the injury was reported.

Reporting and filing are different steps

The South Carolina Workers’ Compensation Commission tells injured workers to report injuries promptly to a supervisor or another person with a supervisory role. Its guidance identifies a generally applicable 90-day notice period and a two-year claim-filing period. Exceptions and the facts can affect the analysis; do not use a general guide to calculate your own deadline.

The Commission also explains that the employer generally selects the treating doctor. Ask whether follow-up treatment has been authorized. Seek emergency care first when needed.

Prepare the work and reporting history

• Employer and supervisor names, the work location, and the date.
• When and how you reported the injury, and to whom.
• Treatment information and written work restrictions.
• Claim correspondence and questions about the next step.

Make room for your questions

Write down the questions you want answered. It can help to separate questions about immediate practical needs from questions about the process. Note any letter, appointment, or response date you have been given so it can be discussed.

• What information would help explain my situation?
• Who would handle my matter if we move forward?
• How would fees and case expenses work?
• What happens after this conversation?